Welcome To The Virtual Home Buyer Seminar
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Home Buyer's Course
Orange County Market Updates
National Market Update
Buyers Tips
Other Resources
Discover Your Dream Home - Contact Us Today For Assistance!
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WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY
Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
My team have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval Vs Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying A Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What Are The Pros And Cons Of Purchasing A Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
What How Much Money Do I Need To Purchase A New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Orange County
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
Orange Country Stats & Local Info
Want to know what is happening throughout Orange County Now?
Click below for a full live schedule of local events around town!
Get Access To "Your Care Free Move" moving check-list to get you ready for your next home
Get Access To
"30 Days Plan To Prepare Your Home For Sale"
Get Access To "Buyer's Guide" Complete Guide for Buying Home in Orange Country
Considering Selling?
Selling a home can be an exciting but also challenging experience. If you're planning to sell your Orange County home, it's important to be prepared and aware of what to expect throughout the process. This short guide is designed to provide ace sellers like you with valuable insights and tips to navigate the sale of your Orange County property successfully.
Watch The Video Below To Get An Overview Of The Book
Bạn Đang Cân Nhắc Bán Nhà?
Bán nhà có thể là một trải nghiệm thú vị nhưng cũng đầy thách thức. Nếu bạn đang có ý định bán đi căn nhà của mình tại quận Cam, tốt hơn hết là bạn phải chuẩn bị và nắm rõ từng bước trong suốt quá trình bán. Tập sách hướng dẫn ngắn này được soạn thảo để cung cấp cho những người bán như bạn loạt kiến thức và lời khuyên có giá trị, từ đó chinh phục hành trình bán bất động sản một cách thành công tốt đẹp.
Xem video bên dưới để có cái nhìn tổng quan về cuốn sách
Discover how to sell your home Faster and To get top dollar!
Enjoy the latest & most up-to-date marketing & sales tactics to sell your home fast, for top dollar.
The Pre-Market Quiz
"Will your home pass the test before going to market?"
Learn how to sell your home for top dollar right now
You may need to make a few changes before selling
Pre-Market Timelines
"Let's talk about the timelines before listing a home with us."
What you should expect when getting your home ready to sell
How to maximize the return on your investment
Effective Timing
"How quickly will my home sell? This is a common question we get."
Learn about the market climate and absorption rates
The market climate will determine how quickly your home will sell
Marketing Your Home
"The importance of marketing your home properly."
Digital marketing exposes your property to the masses
Negotiation will be key in selling you home
Pricing your home is not as easy as checking Zillow
Home Valuation
"How do you determine what your house is worth?"
Pricing your home right
Factors to consider are size, condition, location, marketing, and negotiating
Underpricing and overpricing your home will cause you to lose money
Is Zillow Accurate?
"Should I use Zillow as an accurate evaluation of my home’s value?"
It is an algorithm based on public data
It has never seen the inside of your home and it’s a computer
It comes up with the value based upon what your neighbors are selling for
What to Disclose?
"To disclose or not to
disclose"
This is vital to ensure that you are safe during and after the sale
Over-disclosure is better than under-disclosure
Factor to Consider in A Offers
"What to Consider When Receiving an Offer?"
What is some financing options, cash vs loan.
Good faith deposits will tell you how serious a buyer is.
Benefits and drawbacks of proposed solution (without contingencies)
Receiving Offers
"How do you know if you should accept the offer you just got?"
What if you don't receive the amount of offers you were hoping for?
What happens if we have more than one offer?
Negotiations
"How to negotiate like a master to make sure you get the most out of your home?"
How to get top dollar when selling
Walking away with the most amount of money in your pocket
Curb Appeal
"How to make a good first impression"
How to get maximum exposure and top dollar
There are simple tricks that can save you money and maximize the return on your investment at the same time
Inspections?
"Should you get inspections done prior to listing my home?"
The advantages of having inspections done prior to listing
Saves you time and money
What Are Contingencies?
"When a buyer has made an offer on a home and the seller has accepted it but the final sale is contingent on certain criteria being met."
This criteria, or contingencies, typically fall under four major categories: appraisal, loan approval, inspections and reports & disclosures
Should I Take the First Offer?
"NO NO NO!"
The goal is for your home to be seen by the masses
Then, to get the highest and best price and terms for your home
Contingency Timeframes
"Now we're in contract prior to contingencies being removed. Now we're in business."
The buyer now will secure their loan, have their inspections on the property, and review all of the reports and disclosures
Are you ready to take charge of your financial future?
At The Ace Estate Team, we understand the pivotal role a strong credit score plays in your real estate endeavors. That's why we've curated a detailed guide specifically designed to help you elevate and maintain your credit score effectively.
Our exclusive PDF, is your go-to resource for navigating the complexities of credit ratings. Inside, you'll discover expert tips, actionable strategies, and valuable insights tailored to empower you on your financial journey.
Click the button below to access your guide now and embark on the path to financial empowerment with The Ace Estate Team. 🏠💳✨
Want a free custom market proposal?
Go to the next page to request a custom market proposal for your specific home.
Featured Properties
Recent Sold
81k Over the Asking Price | Multiple Offers | 2 Days on the Market
MEET OUR TEAM
Ace Nguyen | Team Leader
Ace had a successful career in management for 10 years at one of LA’s largest casinos, “The Garden Casino”, where he worked as a Floorman before embarking on his real estate journey. Ace is a go getter and will go out his way to make sure his clients get what they need, always putting the best interest of home buyers and sellers above monetary goals.
Trish Do | Sales Partner
Trish is your dedicated real estate professional fluent in both English and Vietnamese, including reading and writing. Her cultural understanding of both American and Vietnamese communities allows her to offer a unique and comprehensive service to her clients. She is excited to leverage her skills, cultural understanding, and love for the community to help you realize your real estate dreams
Testimonials
WHAT PEOPLE ARE SAYING ABOUT THE ACE ESTATE TEAM
So important to work with a professional trusted source. Ace Nguyen was attentive, resourceful, I truly appreciate his honesty and kindness when communicating and assisting my Vietnamese parents. Thank you so much for doing your best to help and allowing us to be part of your journey and learning experience. Best wishes and continue success for this rising talent. All shall be very fortunate to have him as their #1 agent.
- Theminikat
Ace was professional, great, and thorough to work with. He was extremely helpful, open, honest, reliable, and upfront through the whole process. His communication is good and it is very easy to reach him whenever we have question. He really cares about his clients and understand their needs.
- LamTran36
My long search for property came to a seamless close with the help of Ace. The whole process was simple and stress free. Anything I needed along the way Ace was more than glad to help with. I have dealt with other realtors in the past but have never had more confidence and trust in one like I did with Ace. He is very knowledgeable in the real estate field. I highly recommend Ace for your real estate needs
- Haivietnguyen0696
SUPPORT ORANGE COUNTY LOCAL BUSINESSES
#AceExploringOC
The 90's Nail Bar
3841 S Bristol St, Santa Anae
(714) 702-3355
Pioka
7421 Anaconda Ave, Garden Grove
(657) 333-8989
Lau Bo by Lau Beo
14271 Brookhurst St, Garden Grove
(657) 271-8285
Ruby KM Beauty Center
8851 Garden Grove Blvd Ste 102, Garden Grove
(714) 876-5050
Aum Beer House
12900 Main St, Garden Grove
Seller Tips
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
3 Tips To Get Your
Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
10 Must Not’s When
Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
The Pre-Market Quiz
Will your home pass the test before going to market?
Learn how to sell your home for top dollar right now
You may need to make a few changes before selling
Factor To Consider In A Offers
What to Consider When Receiving an Offer?
What is some financing options, cash vs loan.
Good faith deposits will tell you how serious a buyer is.
Benefits and drawbacks of proposed solution (without contingencies)
Receiving Offers
How do you know if you should accept the offer you just got?
What if you don't receive the amount of offers you were hoping for?
What happens if we have more than one offer?
Latest Blogs
Should You Prepay Your Mortgage? Here Are the Pros and Cons
For many homeowners, the question of whether to prepay their mortgage is a significant financial decision that warrants careful consideration. While some view it as a prudent strategy to reduce debt and build equity faster, others weigh the potential drawbacks, such as missed investment opportunities and tax implications. To help you navigate this dilemma, let's explore the pros and cons cited by financial experts.
Pros of Prepaying Your Mortgage:
1. Cutting Down on Interest: One of the primary advantages of prepaying your mortgage is the potential to save thousands of dollars in interest payments over the life of the loan. By increasing your monthly payments, you can shorten the repayment period and reduce the total interest owed.
2. Early Debt-Free Status: Accelerating mortgage payments allows homeowners to pay off their loans sooner, providing financial freedom and increased cash flow in the future. This can be particularly beneficial for families planning for major expenses, such as college tuition, or seeking peace of mind in retirement.
3. Faster Equity Accumulation: Prepaying your mortgage enables you to build home equity at a quicker pace. Increased equity can offer flexibility when accessing funds for home improvements or securing loans against your property.
4. Positive Credit Impact: Demonstrating responsible debt management by paying off your mortgage early can enhance your credit score, potentially improving your eligibility for favorable loan terms on future purchases.
Cons of Prepaying Your Mortgage:
1. Reduction in Tax Deductions: Prepaying your mortgage may diminish the tax benefits associated with mortgage interest deductions. With changes to tax laws and higher standard deduction thresholds, itemizing deductions for mortgage interest may no longer be advantageous for some homeowners.
2. Missed Investment Opportunities: Investing extra funds into mortgage prepayment means forgoing potential returns from higher-yield investments, such as stocks or bonds. Careful consideration of risk tolerance and financial goals is essential when allocating discretionary income.
3. Prioritizing Higher-Interest Debt: For individuals carrying high-interest debt, such as credit card balances or student loans, allocating resources towards debt repayment may yield greater financial benefits than prepaying a low-interest mortgage.
4. Impact on Financial Goals: Focusing solely on mortgage prepayment without adequately funding retirement accounts or building emergency savings can hinder long-term financial stability. Balancing debt reduction with other financial objectives is crucial for holistic financial planning.
5. Potential Prepayment Penalties: Some mortgage agreements impose penalties for early repayment, limiting flexibility and potentially offsetting the benefits of prepayment. Reviewing loan terms and consulting with your lender is essential to understand any associated fees.
Final Considerations:
Ultimately, the decision to prepay your mortgage hinges on your individual financial circumstances, risk tolerance, and long-term goals. Before committing to accelerated mortgage payments, assess the potential impact on your overall financial health and consider consulting with a financial advisor for personalized guidance.
While prepaying your mortgage can offer benefits such as interest savings and debt-free homeownership, it's essential to weigh these advantages against potential trade-offs and alternative investment opportunities. By adopting a strategic approach and aligning your mortgage repayment strategy with your broader financial objectives, you can make informed decisions that support your financial well-being in the long run.
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