Got Questions?

714.276.6664

or E-mail: Ace1@aceestate.homes

Welcome To The Virtual Home Buyer Seminar

If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:

You're in the right place.

This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.

You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.

Home Buyer's Course

Orange County Market Updates

National Market Update

Buyers Tips

Other Resources

Discover Your Dream Home - Contact Us Today For Assistance!

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WELCOME TO THE VIRTUAL HOME BUYER SEMINAR LIBRARY

Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home

Thinking About Buying?

Are you thinking about buying a home but you don't know where to start?

  • Learn to take advantage of Tax Saving opportunities instead of throwing your money away

  • ​Walk through the important aspects of purchasing a home

What to Expect When Buying a Home

Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.

  • ​​My team have helped hundreds of clients in the past and we can help you too

  • My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours

Home Buying Process -First Step

The first step when looking to buy a home is getting qualified for a loan.

  • Before doing anything else you need to know what you can afford by getting qualified for a loan

  • Don’t go house hunting before going mortgage shopping

Pre-Approval Vs Pre-Qualification

Why you need an approval rather than just a pre-qualification.

  • Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified

  • Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

10 Must Not’s When Buying A Home

Once you find your dream home, we need to make sure you get to move into it.

  • Don’t change jobs; becoming self employed or quit current job

  • Don’t buy a vehicles

  • Don’t use any charged cards or let your accounts fall behind

  • Don’t spend money you saved for closing

  • ​Don’t omit any debt or liabilities from your loan application

What Are The Pros And Cons Of Purchasing A Home?

Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.

  • Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%

  • Con: Maintenance costs; work and money to keep a home in good condition

What How Much Money Do I Need To Purchase A New Home?

Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Orange County

  • There are various loans and grants to qualify to purchase a home

3 Tips To Get Your Offer Accepted

Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?

  • Make sure you offered a competitive price on a home

  • Put down a larger earnest money deposit

  • ​Let the seller know that you have not written offers on any other properties

Offer Has Been Accepted, What’s Next?

Once your offer has been accepted, it's time to open up escrow.

  • It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done

Orange Country Stats & Local Info


Want to know what is happening throughout Orange County Now?

Click below for a full live schedule of local events around town!

Get Access To "Your Care Free Move" moving check-list to get you ready for your next home

Get Access To

"30 Days Plan To Prepare Your Home For Sale"

Get Access To "Buyer's Guide" Complete Guide for Buying Home in Orange Country

Considering Selling?

Selling a home can be an exciting but also challenging experience. If you're planning to sell your Orange County home, it's important to be prepared and aware of what to expect throughout the process. This short guide is designed to provide ace sellers like you with valuable insights and tips to navigate the sale of your Orange County property successfully.

Watch The Video Below To Get An Overview Of The Book

Bạn Đang Cân Nhắc Bán Nhà?

Bán nhà có thể là một trải nghiệm thú vị nhưng cũng đầy thách thức. Nếu bạn đang có ý định bán đi căn nhà của mình tại quận Cam, tốt hơn hết là bạn phải chuẩn bị và nắm rõ từng bước trong suốt quá trình bán. Tập sách hướng dẫn ngắn này được soạn thảo để cung cấp cho những người bán như bạn loạt kiến thức và lời khuyên có giá trị, từ đó chinh phục hành trình bán bất động sản một cách thành công tốt đẹp.

Xem video bên dưới để có cái nhìn tổng quan về cuốn sách

Discover how to sell your home Faster and To get top dollar!

Enjoy the latest & most up-to-date marketing & sales tactics to sell your home fast, for top dollar.

The Pre-Market Quiz

"Will your home pass the test before going to market?"

  • Learn how to sell your home for top dollar right now

  • You may need to make a few changes before selling

Pre-Market Timelines

"Let's talk about the timelines before listing a home with us."

  • ​What you should expect when getting your home ready to sell

  • How to maximize the return on your investment

Effective Timing

"How quickly will my home sell? This is a common question we get."

  • ​Learn about the market climate and absorption rates

  • ​The market climate will determine how quickly your home will sell

Marketing Your Home

"The importance of marketing your home properly."

  • Digital marketing exposes your property to the masses

  • Negotiation will be key in selling you home

  • Pricing your home is not as easy as checking Zillow

Home Valuation

"How do you determine what your house is worth?"

  • ​Pricing your home right

  • ​Factors to consider are size, condition, location, marketing, and negotiating

  • Underpricing and overpricing your home will cause you to lose money

Is Zillow Accurate?

"Should I use Zillow as an accurate evaluation of my home’s value?"

  • ​It is an algorithm based on public data

  • ​It has never seen the inside of your home and it’s a computer

  • ​It comes up with the value based upon what your neighbors are selling for

What to Disclose?

"To disclose or not to

disclose"

  • This is vital to ensure that you are safe during and after the sale

  • ​Over-disclosure is better than under-disclosure

Factor to Consider in A Offers

"What to Consider When Receiving an Offer?"

  • ​What is some financing options, cash vs loan.

  • ​Good faith deposits will tell you how serious a buyer is.

  • Benefits and drawbacks of proposed solution (without contingencies)

Receiving Offers

"How do you know if you should accept the offer you just got?"

  • What if you don't receive the amount of offers you were hoping for?

  • What happens if we have more than one offer?

Negotiations

"How to negotiate like a master to make sure you get the most out of your home?"

  • ​How to get top dollar when selling

  • ​Walking away with the most amount of money in your pocket

Curb Appeal

"How to make a good first impression"

  • How to get maximum exposure and top dollar

  • There are simple tricks that can save you money and maximize the return on your investment at the same time

Inspections?

"Should you get inspections done prior to listing my home?"

  • ​The advantages of having inspections done prior to listing

  • Saves you time and money

What Are Contingencies?

"When a buyer has made an offer on a home and the seller has accepted it but the final sale is contingent on certain criteria being met."

  • This criteria, or contingencies, typically fall under four major categories: appraisal, loan approval, inspections and reports & disclosures

Should I Take the First Offer?

"NO NO NO!"

  • The goal is for your home to be seen by the masses

  • Then, to get the highest and best price and terms for your home

Contingency Timeframes

"Now we're in contract prior to contingencies being removed. Now we're in business."

  • The buyer now will secure their loan, have their inspections on the property, and review all of the reports and disclosures

Are you ready to take charge of your financial future?

At The Ace Estate Team, we understand the pivotal role a strong credit score plays in your real estate endeavors. That's why we've curated a detailed guide specifically designed to help you elevate and maintain your credit score effectively.

Our exclusive PDF, is your go-to resource for navigating the complexities of credit ratings. Inside, you'll discover expert tips, actionable strategies, and valuable insights tailored to empower you on your financial journey.

Click the button below to access your guide now and embark on the path to financial empowerment with The Ace Estate Team. 🏠💳✨

Want a free custom market proposal?

Go to the next page to request a custom market proposal for your specific home.

Featured Properties

Recent Sold

81k Over the Asking Price | Multiple Offers | 2 Days on the Market

MEET OUR TEAM

Ace Nguyen | Team Leader

Ace had a successful career in management for 10 years at one of LA’s largest casinos, “The Garden Casino”, where he worked as a Floorman before embarking on his real estate journey. Ace is a go getter and will go out his way to make sure his clients get what they need, always putting the best interest of home buyers and sellers above monetary goals.

Trish Do | Sales Partner

Trish is your dedicated real estate professional fluent in both English and Vietnamese, including reading and writing. Her cultural understanding of both American and Vietnamese communities allows her to offer a unique and comprehensive service to her clients. She is excited to leverage her skills, cultural understanding, and love for the community to help you realize your real estate dreams

Testimonials

WHAT PEOPLE ARE SAYING ABOUT THE ACE ESTATE TEAM

So important to work with a professional trusted source. Ace Nguyen was attentive, resourceful, I truly appreciate his honesty and kindness when communicating and assisting my Vietnamese parents. Thank you so much for doing your best to help and allowing us to be part of your journey and learning experience. Best wishes and continue success for this rising talent. All shall be very fortunate to have him as their #1 agent.

- Theminikat

Ace was professional, great, and thorough to work with. He was extremely helpful, open, honest, reliable, and upfront through the whole process. His communication is good and it is very easy to reach him whenever we have question. He really cares about his clients and understand their needs.

- LamTran36

My long search for property came to a seamless close with the help of Ace. The whole process was simple and stress free. Anything I needed along the way Ace was more than glad to help with. I have dealt with other realtors in the past but have never had more confidence and trust in one like I did with Ace. He is very knowledgeable in the real estate field. I highly recommend Ace for your real estate needs

- Haivietnguyen0696

SUPPORT ORANGE COUNTY LOCAL BUSINESSES

#AceExploringOC

The 90's Nail Bar

3841 S Bristol St, Santa Anae

(714) 702-3355

Pioka

7421 Anaconda Ave, Garden Grove

(657) 333-8989

Lau Bo by Lau Beo

14271 Brookhurst St, Garden Grove

(657) 271-8285

Ruby KM Beauty Center

8851 Garden Grove Blvd Ste 102, Garden Grove

(714) 876-5050

Aum Beer House

12900 Main St, Garden Grove

Seller Tips

Pre-Approval vs

Pre-Qualification

Why you need an approval rather than just a pre-qualification.

  • Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified

  • Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be

3 Tips To Get Your

Offer Accepted

Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?

  • Make sure you offered a competitive price on a home

  • Put down a larger earnest money deposit

  • Let the seller know that you have not written offers on any other properties

10 Must Not’s When

Buying a Home

Once you find your dream home, we need to make sure you get to move into it.

  • Don’t change jobs; becoming self employed or quit current job

  • Don’t buy a vehicles

  • Don’t use any charged cards or let your accounts fall behind

  • Don’t spend money you saved for closing

  • ​Don’t omit any debt or liabilities from your loan application

The Pre-Market Quiz

Will your home pass the test before going to market?

  • Learn how to sell your home for top dollar right now

  • You may need to make a few changes before selling

Factor To Consider In A Offers

What to Consider When Receiving an Offer?

  • What is some financing options, cash vs loan.

  • Good faith deposits will tell you how serious a buyer is.

  • Benefits and drawbacks of proposed solution (without contingencies)

Receiving Offers

How do you know if you should accept the offer you just got?

  • What if you don't receive the amount of offers you were hoping for?

  • What happens if we have more than one offer?

Latest Blogs

Credit Score

What To Know About Credit Scores Before Buying a Home

March 04, 20242 min read

If you're gearing up to buy a home, understanding your credit score is paramount. Your credit score plays a pivotal role in determining your eligibility for a mortgage and can significantly impact the interest rate you secure. Here's what you need to know about credit scores before diving into the homebuying process.

Credit Score

The Significance of Credit Scores

Lenders scrutinize your credit score to assess your creditworthiness and financial responsibility. A strong credit history signals to lenders that you're likely to repay your debts reliably. Moreover, your credit score directly influences the mortgage rates available to you, ultimately affecting the affordability of your home purchase.

Credit Score

Understanding Credit Score Ranges

Credit scores typically range from 300 to 850, with higher scores indicating better creditworthiness. While a credit score of 740 or above is generally considered excellent, it's not a prerequisite for securing a mortgage. You can still qualify for a home loan with a lower credit score, albeit potentially at a slightly higher interest rate.

Credit score

Individualized Lending Criteria

It's essential to recognize that each lender has its own set of lending criteria and risk tolerance levels. While many lenders rely on FICO Scores to inform their lending decisions, there's no universal cutoff score. Factors beyond credit scores, such as income, employment history, and debt-to-income ratio, also influence lenders' assessments of borrowers.

Credit Score

Strategies for Credit Improvement

If you're looking to bolster your credit score, focusing on specific areas can help enhance your creditworthiness:

1. Payment History: Timely payments are crucial for maintaining a positive credit profile. Consistently paying bills on time and promptly addressing any late payments can bolster your credit score.

2. Debt Management: Keeping your credit utilization ratio low—by minimizing the amount of credit you're using relative to your available credit limits—can positively impact your credit score.

3. Credit Inquiries: Avoid applying for new credit shortly before or during the homebuying process. Each credit application triggers a hard inquiry, which can temporarily lower your credit score.

Credit Score

Consult with a Trusted Lender

Navigating the complexities of credit scores and mortgages can be daunting. Partnering with a reputable lender is invaluable in gaining insights into how your credit score may influence your home loan options. Lenders can offer personalized guidance tailored to your financial situation and help you secure the most favorable mortgage terms possible.

Bottom Line

Improving your credit score can open doors to more competitive mortgage rates, potentially saving you thousands of dollars over the life of your loan. Whether you're aiming to boost your credit score or seeking clarity on how credit factors into your homebuying journey, consulting with a trusted lender is the first step toward achieving your homeownership goals. Take proactive steps to understand your credit profile and position yourself for success in the homebuying process.

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Got Questions?

714.276.6664

or E-mail: Ace1@aceestate.homes